We are personal financial consultants providing services in the planning and financial needs of those individuals who are near retirement or who have already retired. Our discipline centers on the integration of three central themes:
· Retirement Planning Strategies
· Social Security Planning
· Investment Portfolio Management Analysis
For over 20 years, we have helped individuals like yourself address their financial and retirement goals. Our approach offers an array of practical strategies to your retirement needs and concerns. Our number one goal is to assist you in making educated and informed decisions that can significantly impact your retirement years. At Munka & Risher our first priority is developing a personal relationship with each client. As life changes or goals change, we are there to help you understand and navigate the road through retirement.
Munka & Risher provides one-on-one, personal service in a confidential, personable setting. To find out more about the comprehensive retirement planning services we have to offer, contact us today. Telephone calls are always answered personally and promptly by a friendly voice. Contact us to set up a free, no-obligation consultation.
The Junk Drawer Approach to Investing
It's easy to let investments accumulate like old receipts in a junk drawer.
Password Protection Strategies
Simple steps may help you foil hackers and protect your privacy.
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Few contemplate the complex journey that brought their coffee from farm to kitchen table.
Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?
Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.
One of the most common questions people ask about Social Security is when they should start taking benefits.
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
Regardless of how you approach retirement, there are some things about it that might surprise you.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This calculator can help determine whether it makes sense to refinance your mortgage.
There are a number of ways to withdraw money from a qualified retirement plan.
Learn more about taxes, tax-favored investing, and tax strategies.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The chances of needing long-term care, its cost, and strategies for covering that cost.
How federal estate taxes work, plus estate management documents and tactics.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
How will you weather the ups and downs of the business cycle?
Would you guess that Millennials are effectively saving for retirement? Well, they are.
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate
Here are five facts about Social Security that might surprise you.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.