We are personal financial consultants providing services in the planning and financial needs of those individuals who are near retirement or who have already retired. Our discipline centers on the integration of three central themes:
· Retirement Planning Strategies
· Social Security Planning
· Investment Portfolio Management Analysis
For over 20 years, we have helped individuals like yourself address their financial and retirement goals. Our approach offers an array of practical strategies to your retirement needs and concerns. Our number one goal is to assist you in making educated and informed decisions that can significantly impact your retirement years. At Munka & Risher our first priority is developing a personal relationship with each client. As life changes or goals change, we are there to help you understand and navigate the road through retirement.
Munka & Risher provides one-on-one, personal service in a confidential, personable setting. To find out more about the comprehensive retirement planning services we have to offer, contact us today. Telephone calls are always answered personally and promptly by a friendly voice. Contact us to set up a free, no-obligation consultation.
Options When Your CD Matures
Knowing your options when a CD matures can help you make a sound investment decision.
Where Will Your Retirement Money Come From?
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
What Is a Stretch IRA?
If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
The uncertainties we face in retirement can erode our sense of confidence.
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
A look inside the U.S. government's statistics on household net worth.
The care of special-needs children continues into their adult years, and may survive the passing of their parents.
When considering life insurance, it's important to understand your options.
This calculator can help you estimate how much you should be saving for college.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Determine your potential long-term care needs and how long your current assets might last.
Use this calculator to estimate your capital gains tax.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
There are some key concepts to understand when investing for retirement
Principles that can help create a portfolio designed to pursue investment goals.
Estate conservation is too important to put off. Do you have a smart exit strategy?
Here are five facts about Social Security that might surprise you.
What if instead of buying that vacation home, you invested the money?
Are Real Estate Investment Trusts right for your portfolio?
If you have a 401(k) with a former employer, you may want to consider an IRA rollover.
The decision whether to buy or rent a home may have long-term implications.